Federal Graduate PLUS Loan

Direct Graduate PLUS Loans enable graduate and professional students with good credit histories the opportunity to borrow funds to pay their educational expenses.

For more information regarding the loan program , please review the Federal Student Aid Website Federal Graduate PLUS Loans.

For students who wish to apply for a Graduate PLUS loan you will need to make sure you have completed the following requirements:

Complete the FAFSA
All students who wish to apply for a Graduate PLUS loan must have a completed FAFSA on file

Complete a PLUS Loan application
You have the option to apply online or by submitting a paper form to our office for processing.
Apply online at www.studentloans.gov
Submit the Direct PLUS Loan Request Form

Allow up to 7 business days for result information - The Department of Education will notify you regarding the outcome of your loan application.

If your loan is approved complete the PLUS Loan Master Promissory Note

Here are some commonly asked questions about Federal Graduate PLUS Loans -

How much can I borrow?
Students can borrow up to the financial aid cost of attendance for the academic year.

How will I know the credit decision of my Graduate PLUS Loan?
The Department of Education will contact you regarding the results of your PLUS Loan application.  If you complete the PLUS Loan request online you may have the results within 24 hours.

How many hours must I be enrolled to receive the loan?
You must be enrolled at least half time to receive any PLUS loan funds, there are no exceptions.

Do I need to be making Satisfactory Academic Progress to receive a Graduate PLUS Loan?
Yes.  If you are not making Satisfactory Academic Progress you are not eligible for us to certify a Graduate PLUS Loan.

When will my loan funds credit my account?
The financial aid office will credit your student account at the beginning of each semester.  If you have completed all the loan requirements the loan funds will credit your account for the start of each semester.

When will repayment begin on the loan?
The most accurate repayment information can be found in the repayment section of the Federal Student Aid website.